New York
New York Disability Benefit Law (NY DBL) and Paid Family Leave (NY PFL)
New York Disability Benefit Law (NY DBL) and Paid Family Leave (NY PFL)
The New York state program provides short-term disability benefits through the Disability Benefit Law (DBL) and Paid Family Leave (PFL) wage replacement benefits to eligible employees who need time off from work for qualifying reasons. Employees may be eligible for DBL if they are unable to work due to a non-work-related injury or illness, during pregnancy and/or childbirth. Employees may be eligible for PFL to bond with a new child, care for a sick family member, which could include organ donation, and address a qualifying military exigency.
Coverage Options: MetLife provides fully insured and self-insured coverage options. In most cases, NY PFL is a rider on the fully insured NY DBL policies.
Job Protection: NY PFL is job protected and NY DBL is not job protected. However, job protection may be provided through other laws such as the federal Family and Medical Leave Act (FMLA).
2024 Benefits:
A total of 26 weeks is available under NY DBL and NY PFL combined in a 52-week lookback period.
- DBL: 26 weeks; employees may receive 50% of their weekly wages with a maximum benefit of $170/week
- PFL: 12 weeks; 67% of weekly pay up to $1,151.16/week
2025 Benefits:
DBL benefits will remain the same as 2024
PFL Benefits:
- PFL: Same 12 weeks; 67% of weekly pay up to $1,177.32 ( based on the 2025 NYSAWW $1,757.19)
2024 Contributions:
- DBL: Employee contribution (payroll deduction) of 0.5% of taxable wages up to a maximum of $0.60/week. Employer funds balance of plan cost.
- PFL: Employee contribution (payroll deduction): 100% employee-paid at 0.373% of pay up to a maximum of $333.25/year.
2025 Contributions:
- PFL: Employee contribution (payroll deduction): 100% employee-paid at 0.388% of pay up to a maximum of $354.53/year.
Please note: The COVID-19 quarantine leave legislation expires on July 31, 2025. Covid will no longer be a payable benefit under PFL.
As of October 30, 2024
What's new with NY PFL?
Check out this short video for more information.