Unified Trust Company Series 28161

Mar 31, 2024

Separate Account based CIT Stable Value offering with a lesser of book value or market value out provision.

UNIFIED TRUST DIV OF AMERICAN TRUST COMPANY

Collective Investment Trust (CIT) Partner Funds

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Stable Value Solutions

VIew Solutions

Group annuity contracts are issued by Metropolitan Life Insurance Company and Metropolitan Tower Life Insurance Company, 200 Park Ave. NY, NY 10166. Like most group annuity contracts, MetLife group annuities contain certain limitations, exclusions and terms for keeping them in force. Ask a MetLife representative for costs and complete details.

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Any discussion of taxes is intended to be general in nature. The tax law is subject to change and to different interpretations. MetLife does not provide tax or legal advice and is not responsible for the tax consequences of such arrangements; nor does MetLife represent or guarantee that tax deferral of fee payments until received can be achieved. Interested parties should consult with their own tax advisors to determine whether the desired tax treatment can be achieved and whether the taxation of such arrangements could be adversely impacted under Section 409A of the Internal Revenue Code of 1986, as amended.