Accident insurance through your employer may include benefits for:
Injuries: fractures,2 dislocations,2 concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, second and third degree burns
Medical services and treatments: ambulance, emergency care, therapy services, medical testing (including x-rays, MRIs, CT scans), medical appliances and certain types of surgeries
Hospitalization: hospital admission, confinement and inpatient rehab after an accident3
Additional benefits: accidental death, dismemberment, loss and paralysis; supplemental benefit for lodging4
Plus: guaranteed acceptance,5 payment through payroll deduction, portable coverage6
For complete plan details, talk to your company’s benefits administrator.